What is the 31st July 2023 deadline for State Pension?

The Government has introduced a ‘New State Pension’ with new rules on how much state pension you will get.

The amount you will get depends on ‘qualifying’ years of full NI. To get the maximum state pension you will need 35 full years.

If you have gaps in your NI record with less than full years, you have an opportunity fill in the gaps by buying NI contributions.

However there is a deadline of 31st July 2023 to do this.

The amount of state pension you might lose if fail to fill these gaps may be considerable. Therefore we recommend that everyone checks their record. This is especially important for anyone between the ages of 45 and 70 years old but there is a benefit to everyone under the age of 70 going through this process.

This Money Saving Expert Blog gives the best guide we have found for going through the process.