Meetings generally have a bad reputation. Roughly speaking the perception is that they get in the way of doing one's work and don't achieve much.

Each year we attend Xerocon as a way to keep up with product and app developments on the platform we have put at the heart of our practice. Tech makes an increasing difference in small business.

This question comes up a lot for small business owners and therefore for their accountants. And somehow, somewhere a figure of 3 month's running costs has got established as a prudent rule of thumb for how much a business should have set aside.

Not surprisingly given the opportunities and likelihood of being caught, a lot of crime is moving online. The latest crime statistics report that £190k is lost to UK citizens each day.